From the heart of Downey to every corner of Southern California, we’re here to serve you. Our outstanding team is equipped to assist you remotely via phone and online, making the mortgage process seamless and accessible regardless of your location.
Find Out How We May Be Able To Save You $1000’s On Your Mortgage
Our Services
Hover to read more
FHA Loans
Our home purchase loans are designed to make your dream of owning a home a reality. With competitive interest rates and personalized options, we guide you through the process, ensuring a smooth home buying experience.
VA Loans
Our VA loan specialists are well-versed in the unique benefits and features of VA loans. Count on us to streamline the application process and provide guidance on leveraging this exceptional loan program to secure your dream home with ease.
Investment Programs
Grow your real estate portfolio with confidence through our investment property loans. Our team specializes in structuring loans that align with your investment strategies, unlocking opportunities for greater financial growth and success.
2nd Mortgage / HELOC
If you need additional funds for home improvements or other important projects, our second mortgages or home equity lines of credit (HELOC) offer a convenient and affordable solution. Leverage your home’s equity to access the money you need, while still enjoying competitive interest rates.
First Time Home Buyers
Our FHA loans offer an excellent opportunity for first-time homebuyers and those with limited down payment options. Backed by the Federal Housing Administration, these loans come with low down payment requirements and competitive interest rates, making homeownership more accessible and affordable.
Take advantage of these potential savings
VA Loans
As a token of appreciation for your service, 1st Choice Lending is proud to offer VA loans exclusively for eligible veterans and active-duty military personnel. With no down payment requirements and favorable terms, VA loans provide a path to homeownership that honors your sacrifice and dedication.
Find out how we help veterans just like you
01
What We Do
1st Choice Lending provides personalized lending solutions for real estate ventures, catering to both first-time buyers and experienced investors. With a commitment to transparency and exceptional customer service, we help make real estate dreams a reality for everyone.
02
Our Approach
Our approach is centered around understanding and meeting the unique needs of each individual. We strive to provide accessible and affordable lending options, fostering transparency and trust throughout the real estate journey.
03
Our Mission
To supply any buyer with the knowledge, support, and funding required to firmly plant their feet into the real estate market with peace, confidence, and a full understanding of the options and opportunities available to them.
Meet JC Andrade
Pedro
Production Manager
Maya
Office Manager
Adam
General Manager
David
Loan Coordinator
Our Stats
$M Funded
Dreams Realized
Years Of Experience
Your Dream,
Our Priority
At 1st Choice Lending, we take immense pride in being a catalyst for your real estate dreams. Our mission is to empower individuals and investors, regardless of their background or experience, to seize opportunities and achieve success in the real estate market. With our guidance and expertise, your journey to real estate triumph begins here.
Client Testimonials
“Knowledge, experience & results. As a real estate professional working with a mortgage consultant who not only cares about his clients but gets the job done is key. Especially in a competitive market like today. Having the right mortgage loan consultant is the difference between getting your offer accepted or not. JC is the lender your need in your corner.”
“Extremely polite and demonstrates superb customer service. Goes out of his way to make sure customer is more than satisfied.”
“Juan Carlos got me the best offer, delivered exactly what he promised, kept me informed through out the process, and made the whole refinance process very simple for me.”